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Sort of depends on the vehicle/situation. If the cost to repair (minus the value of salvage) is higher than the ACV (actual cash value) of the vehicle just before the loss, it will in most cases be written off.

Other factors include parts availability and loss of use costs. 


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I’ve been told it’s 60 - 75%. It’s adjuster and vehicle dependant. If it’s something the adjuster has had flagged to “rid the system of” like cars with rust or high risk cars they may flush them. 

My 99 corolla was at 65% and they wouldn’t write it off unless I took a lower payout, to bring mpi’s loss value down, which I opted to at the time. 


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